Even if income is not flexible, it may take more effort to earn an extra $200 per month after taxes than it would to save an extra $200 month. So we’ll consider saving money first. While I’m briefly discussing these categories, each one deserves a full article … Frugality is simply reducing your desires to match your needs and making purchasing decisions economically
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Take Control of Your Finances Part 3: Spend Less Than You Earn
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